Green Living Tips

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Did you know that recycling helps the environment and can help you “go green”? And biking can as well! Learn about more wants to increase your green living with the following article!

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16 Decorator Tricks for Small Living Rooms and More

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Living in an apartment, or in an older home with tiny rooms, can present a challenge: how to make your limited space seem larger. Try these easy home-decorating ideas.

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30 Brilliant Ideas for Apartment Decorating on the Cheap

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Looking for some great ideas for decorating on the cheap in your new apartment? Take a look at the 30 brilliant but cost-effective brainstorms we found on Pinterest!

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9 Good Kitchen Updates (When You Can’t Renovate Your Rental)

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Adding a mirror or a temporary back-splash are just two great ways to temporarily renovate your kitchen while renting. To learn about the other good ideas, click here!

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Top 10 Tricks for Better Apartment Living

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Apartment hunting can be stressful, and living in an apartment isn’t always a picnic either. From noisy neighbors to horrible landlords and tight spaces, things can get dicey. But with the right tricks up your sleeve, living in an apartment can be awesome. Here …read more

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Decorating Tips for Furnishing Small Apartments

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Just because your home is pint-sized doesn’t mean you have to live with pint-sized home decor. Try these apartment decorating ideas on for size, and you’ll find your small apartment has never looked bigger.

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10 Tips for Apartment Decorating

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Bright colors and graphic patterns are hallmarks of Washington, D.C., interior designer Sally Steponkus, whose bold-yet-classic look is well within your reach.

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35 Ideas for Fall Decorations

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With Thanksgiving quickly approaching, its important to start thinking about how you want to decorate if you’re having people over. Well, look no further! This article has 35 great ideas to make your home stand out.

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3 Proven Methods for Improving Your Cell Phone Signal

Not much is more frustrating than trying to use a cell phone with 1x reception. From broken sentences to incomplete words, the conversation is pretty much incomprehensible. You try everything to improve the signal. The most obvious thing to do is keep your phone charged because a full battery guarantees the best hardware performance. But what next? Aside from finding the sweet spot in your apartment, there are a few things you can do to improve your cell phone service.

Wi-Fi Calling

Most phones now have a Wi-Fi assistance option. This basically allows your phone to borrow from the Wi-Fi signal when the cell signal is too low. This is certainly the future of voice calling, and it’s free. All you need is an internet connection. And if your phone doesn’t have a Wi-Fi assisted option, you can simply forego your phone’s default voice calling by downloading any of the number of free Wi-Fi calling apps available on app stores. You can also get free texts through these apps also. Then you can call anyone from Wi-Fi whenever you want, and you’ll never have to worry about cell phone signal again.

Purchase a Femtocell

A femtocell is a powered base station that connects to your internet service. Its purpose is to amplify your cell phone signal. It’s basically an in-house cell tower. Through the Wi-Fi, a femtocell bridges the gap between the cell phone tower signal and obstructions (such as your house, its walls, and objects inside the house). It also reduces the number of cell phones using the cell tower directly, thus improving your signal.

It’s a fairly inexpensive solution to what might be a long-term problem. Before you go out and purchase one, research which femtocell might be best for you.

Signal Booster

Another option is acquiring a signal booster through your wireless carrier. This device basically boosts signals from anywhere in your house. For instance, if you can get two bars when you stand nearby the microwave by the back door, placing a signal booster in that area will spread the signal throughout the house, and in many cases will improve upon it.

Basically one of the only free options for improving your cell signal is to connect your phone to Wi-Fi (if the option is available). No matter what you choose, be sure to research to determine the best option to fit your needs.

 

These Cities Cost Student Loan Borrowers Most

These Cities Cost Student Loan Borrowers MostStudent debt is one of our country’s most pressing problems. As of this year, the total amount of student loan debt has reached $1.44 trillion. Paying back the average $37,000-plus loan will be a challenge for millions of students for decades to come. And for some more than others. This means that loan borrowers will have to focus less on investing and more on repayment, less on contributing to the economy and more on simply balancing budgets.

To be responsible and to flourish do not always coincide. Larger cities with higher housing costs will drain more income from a person than smaller towns, while yet offering unique opportunities and venues that attract younger crowds. It’s a classic catch-22. More, perhaps higher-paying, jobs are in the cities, and so are, quite likely, friends and opportunities. Should a young person, with their whole life ahead of them, forgo the city to repay steep student debt, while in the long-term stifling their social life and career?

Credible.com has helped us answer this question in some form: by compiling a list of “Cities where student loan borrowers struggle with debt the most.” Maybe the answer isn’t to forsake the city in general, but only certain cities that have the unfortunate characteristic of demanding higher housing costs without proportionately offering higher wages.

To compile their list, the team at Credible reviewed data submitted by 8,981 applicants from America’s 23 largest cities. The city that makes it most difficult to repay a student loan is San Jose, California, seizing on average 31.47% of a person’s monthly income in housing and student loan costs. This percentage doesn’t include other expenses like food, transportation, or taxes.  What might come as a surprise to many, Dallas, Texas, ranked least expensive among the top 23 cities, nabbing 26.24% of income.

The full list may be found here. Perhaps the question isn’t whether to move to a city, but in which city one might sustainably live. As student loans are one of the few forms of debt that are essentially impossible to dissolve by bankruptcy, they are here to stay. The road that leads directly to a good life, debt free, full of friends and possibilities, isn’t clear to student loan borrowers at this point. However, thanks to the new study by Credible.com, it’s easier to discern which steps one may take to begin the journey.